Equity and Quasi-Equity Stake

• SBI-BMI may provide direct investments in Belgian investments overseas:
  - SBI-BMI is always a minority investor
  - Tenor between 5 and 10 years
  - Generally, investment requires a seat on board of directors
  - Clearly defined exit terms required
• SBI-BMI can also provide quasi-equity financing (mezzanine capital, subordinated loans, convertible loans, etc.) to strengthen the financial resources of up-and-coming companies, without diluting the position of its shareholders:
  - Tenor between 5 and 10 years with maximum grace period of 3 years
  - Loans are denominated in EUR

Long Term Loans

• SBI-BMI can also provide direct loans to companies:
  - Tenor between 5 and 10 years with maximum grace period of 3 years
  - Loans are denominated in EUR
  - Fixed or variable rates are available

Other Products

• SBI-BMI can intervene in favour of a Belgian company to obtain additional financing
• SBI-BMI can also provide advisory services to Belgian firms abroad