Buyer credit

• Cover is provided to the exporter’s bank to finance a foreign buyer’s purchase of goods or services in an export contract
• Tenor: Up to 10 years, with typical tenor in the 5 to 10-year range depending on type of project being financed 

Short-term supplier credit

• Single contract policy covers short-term export contracts of capital goods or construction services from date of delivery to payment date
• Tenor: Up to 1 year (with extension option) for export contracts less than 2 years
• Eligibility: The percentage of Polish content depends on the payment date specified under the export contact
  - Up to 70% for transactions with payment terms less than 2 years
  - Up to 60% for transactions with payment terms greater than 2 years
  - Exceptions in sectors: Up to 90% for construction services, and up to 80% for electronic computation devices, electrical equipment, electrical and telecom industry equipment, aircraft, and vessels "
• Cover: Up to 95% of receivables
• Buyer must be located in one of 166 approved countries

Medium- to long-term supplier credit

• Available for export contracts greater than 2 years
• Eligibility and fees follow OECD guidelines
• Specific exporter criteria:
  - Export sales with an annual turnover up to EUR 1 million
  - Domestic sales less than PLN 5 million
• Premium: Determined using several criteria, including value of turnover, sector, and number of credit limits issued
• Special policy for exporters in eastern Poland

Other products

• Contract bonds for domestic and export contracts:
  - Bid bond
  - Performance bond
  - Advance bond
  - Warranty bond
• Factoring
• Direct investments abroad for new, long-term investments